How to Find Your Bank of America Routing Number (2024)

HomeSave Money

by Jim Wang

Updated

Some links below are from our sponsors.

Here's how we make money

When I moved from Pittsburgh to Baltimore, I needed a new bank account and settled on Bank of America. With a massive geographic footprint as one of the largest banks in the nation, a branch or ATM was always around the corner.

That’s because, over the years, Bank of America has expanded their locations as a result of acquiring other banks and now boasts over 4,600 branches and an ATM network of nearly 16,000. It’s huge and ubiquitous.

It also means that it has a huge list of ABA routing numbers – which can get tricky if you need to know your number and don’t have a check handy.

So, if you’re looking for your Bank of America routing number, we can help you find it using one of three easy ways:

  • Look up your routing number by state (you can do this below)
  • Show you how to find your routing number on your personal checks, if you have one nearby
  • Call Bank of America customer service and ask them for your routing number

💵 U.S. Bank – up to $450

How to Find Your Bank of America Routing Number (2)

Earn up to $450 when you open a new U.S. Bank Smartly® Checking account and complete qualifying activities. Subject to certain terms and limitations. Offer valid through September 26, 2024. Member FDIC.

Offer may not be available if you live outside of the U.S. Bank footprint or are not an existing client of U.S. Bank or State Farm.

Learn more about this offer

  • This $400 Truist Bank bonus is very popular now!
Table of Contents
  1. Bank of America Routing Number by State
  2. Finding the Routing Number on Your Check
  3. Contact Bank of America for Your Number
  4. Different Routing Number for Wire Transfers

Bank of America Routing Number by State

Your Bank of America ABA routing number will be based on the state in which you opened your account, not where you live now.

Bank of America LocationRouting/Transit Number
Alabama051000017
Alaska051000017
Arizona122101706
Arkansas082000073
California121000358
Colorado123103716
Connecticut011900254
Delaware031202084
Florida, East063100277
Florida, West063100277
Georgia061000052
Hawaii051000017
Idaho123103716
Illinois, South081904808
Illinois, North071000505
Illinois, Chicago Metro081904808
Indiana071214579
Iowa073000176
Kansas101100045
Kentucky051000017
Louisiana051000017
Maine011200365
Maryland052001633
Massachusetts011000138
Michigan072000805
Minnesota071214579
Mississippi051000017
Missouri East/St. Louis081000032
Missouri West/Kansas City081000032
Montana051000017
Bank of America LocationRouting/Transit Number
Nebraska051000017
Nevada122400724
New Hampshire011400495
New Jersey021200339
New Mexico107000327
New York021000322
North Carolina053000196
North Dakota051000017
Ohio071214579
Oklahoma103000017
Oregon323070380
Pennsylvania031202084
Rhode Island011500010
South Carolina053904483
South Dakota051000017
Tennessee064000020
Texas, North111000025
Texas, South113000023
Texas, South111000025
Utah123103716
Vermont051000017
Virginia051000017
Washington125000024
Washington, D.C.054001204
West Virginia051000017
Wisconsin051000017
Wyoming051000017

It gets a little messy for those states in which you have to figure out where in the state you live – where’s the line for north Texas vs. south Texas? And which south Texas are you? That’s why we have backup ways to find this.

Finding the Routing Number on Your Check

This is, by far, the easiest way to find your number but it requires a personal check. If you don’t have one, you’ll have to call Bank of America.

Once you have your personal check, the number is printed on it directly. Your checks contain a tremendous amount of important banking information, which is why you need to keep them secure, and here’s an example of one:

How to Find Your Bank of America Routing Number (3)

The numbers at the bottom are your account number and the bank’s ABA routing number. The nine-digit number highlighted in red is the ABA routing number. The other one, which we highlighted in green, is your account number. Sometimes the order of the numbers are switched but your ABA routing number is always a nine-digit number. If you’re unsure, you can use American Bankers Association Routing Number lookup tool to confirm or check it against the above list.

There are three ways you can “ask” Bank of America. You can call them at 844-375-7028, go through the verification process, and then ask.

Next, you can review their FAQ on their website and update your ZIP code to show your ABA routing number. Remember, it is the zip code where you opened your account, not where you live right now.

Finally, you can log into your account to find it. If you are using the website, sign in and go to the Information and Services tab. If you are using their mobile app, get to your account details and scroll down. You will see it under the Account Info section.

How to Find Your Bank of America Routing Number (4)

Different Routing Number for Wire Transfers

The ABA routing numbers are useful only for ACH transfers. If you are receiving a wire transfer, then the code will be different – fortunately, it’s a simpler system with one number for domestic wire transfers and one for international wire transfers.

Wire transfers are “better” than an ACH transfer because they’re faster by a few days – they’re also more expensive. An ACH transfer is free whereas incoming and outgoing wire transfers may cost a fee. The fee varies based on the type of account you have with Bank of America.

  • Domestic wire transfer (Wire Routing Transit Number) – 26009593
  • International wire transfer (SWIFT/BIC Code) in U.S. Dollars – BOFAUS3N
  • International wire transfer (SWIFT/BIC Code) in Foreign Currency – BOFAUS6S

For international wire transfers, if you are unsure if it’s in U.S. Dollars or foreign currency, use BOFAUS3N.

If you’re receiving a wire transfer, here’s the other information you may need to provide:
For U.S. Dollars (or if you aren’t sure):

Bank NameBank of America, NA
Bank Address222 Broadway
New York, New York 10038
(regardless of where your account is located)
BNF/Field 4200
Beneficiary acct. #
Your complete Bank of America account number
including leading zeros
Beneficiary
account name
and address
The name and address of your account as it
appears on your statement

For foreign currency:

Bank NameBank of America, NA
Bank Address555 California St
San Francisco, CA 94104
(regardless of where your account is located)
BNF/Field 4200
Beneficiary acct. #
Your complete Bank of America account number
including leading zeros
Beneficiary
account name
and address
The name and address of your account as it
appears on your statement

There you have it – an easy way to find the ABA routing number (and the SWIFT code) for Bank of America!

Other Posts You May Enjoy:

Back to School Sales Tax Holidays 2024

It's back to school season and many states have sales tax holidays to help lower the cost of many of these items. We list the states and the sales that are still left for this year.

Personal Finance is a Loser’s Game

There are Winner's Games and Loser's Games, and sometimes there are games that start as Loser's Games and become Winner's Games. Personal Finance is a Loser's Game - you win by avoiding mistakes, not by making spectacular shots. Learn the difference and how you can win at money today.

Testerup Review: Is Testerup Legit?

Testerup is a get-paid-to app that pays real money for testing online games. But with a high minimum payout threshold and limited ways to earn money, you may wonder if Testerup is worth signing up for. We cover key features, pros and cons, and alternatives in this Testerup review.

Bilt to Cap Double Points on Rent Day to 1,000

Starting October, Bilt's Rent Day bonus points will now be limited to 1,000 (down from 10,000 points) in a significant reduction in benefits.

How to Find Your Bank of America Routing Number (9)

About Jim Wang

Jim Wang is a forty-something father of four who is a frequent contributor to Forbes and Vanguard's Blog. He has also been fortunate to have appeared in the New York Times, Baltimore Sun, Entrepreneur, and Marketplace Money.

Jim has a B.S. in Computer Science and Economics from Carnegie Mellon University, an M.S. in Information Technology - Software Engineering from Carnegie Mellon University, as well as a Masters in Business Administration from Johns Hopkins University. His approach to personal finance is that of an engineer, breaking down complex subjects into bite-sized easily understood concepts that you can use in your daily life.

One of his favorite tools (here's my treasure chest of tools, everything I use) is Empower Personal Dashboard, which enables him to manage his finances in just 15-minutes each month. They also offer financial planning, such as a Retirement Planning Tool that can tell you if you're on track to retire when you want. It's free.

>> Read more articles by Jim

Opinions expressed here are the author's alone, not those of any bank or financial institution. This content has not been reviewed, approved or otherwise endorsed by any of these entities.

See Jim on Instagram | Linkedin | TikTok

Subscribe

0 Comments

Oldest

Newest Most Voted

Inline Feedbacks

View all comments

How to Find Your Bank of America Routing Number (2024)
Top Articles
Latest Posts
Recommended Articles
Article information

Author: Kerri Lueilwitz

Last Updated:

Views: 6086

Rating: 4.7 / 5 (67 voted)

Reviews: 82% of readers found this page helpful

Author information

Name: Kerri Lueilwitz

Birthday: 1992-10-31

Address: Suite 878 3699 Chantelle Roads, Colebury, NC 68599

Phone: +6111989609516

Job: Chief Farming Manager

Hobby: Mycology, Stone skipping, Dowsing, Whittling, Taxidermy, Sand art, Roller skating

Introduction: My name is Kerri Lueilwitz, I am a courageous, gentle, quaint, thankful, outstanding, brave, vast person who loves writing and wants to share my knowledge and understanding with you.